770.381.8999 flexwage@wtp-us.com

FlexWage WageBank

Every employee’s financial situation is different, but when unplanned expenses upset the delicate balance of their budget, your employees should have access to the funds they have earned without resorting to predatory lenders.

Introducing WageBank

WageBank is a proprietary solution that enhances your payroll process with a transformative benefit. WageBank provides on demand, instant access to a managed portion of earned, but unpaid wages. Millions of working Americans frequently find themselves in need of funds between paydays. When faced with financial shortfalls, employees without access to traditional credit resort to expensive alternatives. A few bounced checks, or using high-cost loan products create a difficult-to-escape debt trap resulting in additional financial hardship and increase stress. The impact on employee health, productivity and effectiveness costs employers money. WageBank solves the problem by providing automated access to a portion of earned but unpaid wages, based on employer policies. This can save employees over $700 annually and keep them focused on their work, not their finances. WageBank is not a high-cost loan, but a responsible low-cost, risk-free way to deal with employee cash flow challenges.

Simple Payroll Integration

WageBank integrates with a variety of payroll and HRMS solutions, utilizing existing data to track and value wage accrual throughout the pay cycle.  The patented WageBank cloud service combines financial innovation with technology, yielding a user friendly mobile and web portal.  Payroll time & labor data are synchronized with WageBank, providing access to available accrued wages, account balance, and transaction history.

Easy to Implement, Easy to Manage

Employers can improve employee productivity, satisfaction and retention, accelerate payroll card adoption and cost savings, while improving employee financial wellness with WageBank. This simple to demonstrate, simple to implement, unrivaled marriage of financial innovation and technology has achieved recognition from the Consumer Financial Protection Bureau and Pew Charitable Trust among others, and is recognized as one of the most powerful financial products for employers since the 401K.

Request a 25 Minute Webinar

Sign Up Now

Fast Facts:  FlexWage is a solution that provides employees responsible access to earned wages in advance of their scheduled payday.


Use funds for normal expense


Overdrafted checking accounts


Needed a cash infusion to pay off their loan


Have a household income of less than $30,000